Categorized | Government

Bishop Encourages Uninsured to Shop for Insurance in New York’s Health Insurance Marketplace

Posted on 08 October 2013

Congressman Tim Bishop hailed the opening last week of New York’s Health Insurance Marketplace, which provides insurance coverage options to individuals without access to employer sponsored coverage. A new small business marketplace is also open, offering options for employer based coverage to New York businesses with fewer than 50 employees.

The Marketplace can be accessed through the New York State of Health website at nystateofhealth.ny.gov/ or by calling 855-355-5777.

Enrollment must be completed by December 15, 2013 for coverage to begin January 1, 2014.

The marketplace is projected to help more than 600,000 currently uninsured New Yorkers. Plans will be grouped in four “metal” tiers according to level of coverage and benefits: bronze, silver, gold and platinum. Middle class New Yorkers with incomes up to $94,200 for a family of four and $45,960 for individuals will be eligible for subsidies through tax credits for coverage purchased on the exchanges.

According to Bishop’s office, small group rates for insurance in New York, such as those offered to small businesses, are now forecasted to be lower than previously estimated.

The average small group rate approved for a “silver” plan in New York is nearly 32 percent lower than the nationwide average forecast by the non-partisan Congressional Budget Office, despite the fact that per-capita health care costs are higher in New York than most other states. Small businesses that provide health coverage to employees are also eligible for tax credits that would lower premium costs further.

“With the opening of New York’s new marketplace, thousands of my constituents now have access to affordable, high quality health care,” said Bishop. “The Affordable Care Act will deliver health and economic security for millions of Americans who suffered without affordable health care in the past, and I will continue to defend it from reckless partisan attacks.”

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